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Top Ten Life Questions
By working with a financial professional to find the answers to these questions, you can build a life insurance strategy that supports your most important goals. Here are some questions you should consider asking a financial professional or agent when discussing your Life Insurance options.
- Why do I need life insurance?
- Who or what do I want to protect?
- How much coverage is enough?
- How much premium can I afford?
- Do I need coverage for my lifetime or for a specific time period?
- Do I only need a death benefit?
- Would I like my policy to build cash value?
- Will I need access to my cash value in the years ahead?
- What guarantees do I want in my policy?
- What level of risk can I accept?