MEDICARE PART A

PART A COSTS
You usually don’t pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes while working. This is sometimes called “premium-free Part A.” If you did not pay Medicare Taxes for at least 40 quarters, you will have to pay for some or all of the Part A premium. But, most people get premium-free Part A. You can get premium-free Part A at 65 if:

You already get retirement benefits from Social Security or the Railroad Retirement Board.
You’re eligible to get Social Security or Railroad benefits but haven’t filed for them yet.
You or your spouse had Medicare-covered government employment.

If you’re under 65, you can get premium-free Part A if:

You got Social Security or Railroad Retirement Board disability benefits for 24 months.
You have End-Stage Renal Disease (ESRD) and meet certain requirements.

PART A COVERAGE

Medicare Part A is known as your Hospitalization Insurance.
Part A covers some of the following expenses:

Hospital care of an inpatient nature
Skilled nursing facility care of an inpatient nature
Inpatient rehabilitation facility care
Hospice care at home or facility
Selected types of home health care services
Mental health or psychiatric inpatient care

If you feel you may qualify, or if you would like to find out how to apply, please contact our office at 503-659-5566 or toll free 1-888-944-4644. We are happy to help you in this process.

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